Discover is the third-largest credit card brand in the United States, right after Visa and Mastercard. But, Discover cards are not limited to the US market only. You can use them in almost 200 countries globally, including EU countries, China, India, the LATAM region, and Australia.
Discover offers a wide range of credit cards that fit various purposes. You can apply for cashback cards, travel cards, gas & restaurant, business credit cards, and many more. That said, it doesn’t surprise that Discover cards became a popular payment method at US-friendly online casinos, as well as casinos outside the USA.
With so many different markets accepting payments from the US-based credit card network, you shouldn’t have an issue finding Discover online casinos.
Although in recent years there has been an increase in the use of alternative and localized payments worldwide, credit and debit cards are still the leading choice for casino banking across the globe. We, therefore, decided to present to you one more addition to the “collection” of popular and widely used bank cards.
Scroll down to see what Discover is and who Discover works, how to obtain a Discover card, and how to deposit/withdraw at casinos using Discover credit cards.
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Almost 200 countries across the globe recognize and accept payments from Discover card brands. In other words, a lot of online casinos should have the Discover logo on the banking page. Well, in reality, the situation is a bit different, though. However, the good news is that casino sites with Discover cards are reliable and well-known brands.
Our team of fintech experts have thoroughly looked into online casinos with Discover deposits. As a result, we deliver the ins and outs of the best Discover online casinos from the list. So, read the reviews and test if Discover card deposits will bring you some attractive bonuses too.
Get $9,750 in free bets with Casino Max's amazing welcome offer. Yes, 325% match for your 1st, 2nd and 3rd deposits. Minimum deposit $35+ for a 325% bonus. Wagering for all 3 bonuses is 40x.Total maximum bet is $10 per round. All general Terms and Conditions apply. Welcome bonuses are for new players only and the coupon code must be redeemed before you make a deposit.
40x wagering requirement is required prior to your first deposit. This bonus is available twice to redeem on the account, all bonuses redeemed are combined and will be deducted from related withdrawal. You can play all video slot games with this promotion including progressive slot games. All general terms and conditions apply to our welcome offers including the $10 Maximum bet restrictions.
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Company Name:
Discover
Headquarters:
Riverwoods, Illinois, USA
Established:
1985
84 / 100
Rates, Fees & Cost – Setup cost and transaction fees
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Security – Level of safety and security measures
9
Availability – Number of serviced countries
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Reputation – Overall feedback among players and consumers
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Customer Support – Quality of assistance and speed of response
9
Discover is the third-largest credit card issuer in the United States. Visa and Mastercard are still the champions when it comes to market share, but Discover is the third biggest and one of the most recognizable card issuers in the country.
The first purchase with a Discover card was made in 1985. Since then, the company has gone a long way to become one of the most respected financial institutions in the US.
In 1986, Dean Witten Financial Service Group rolled out the Discover card countrywide. Three years later, in 1989, the Discover payment network signed its 1 millionth merchant. Dean Witter Financial Group was part of Sears corporation. However, in 1993 it decided to spin-off from Sears and go public. The newly launched company was initially called Dean Witter, Discover & Co. After merging with Morgan Stanley in 1997, it became Morgan Stanley Dean Witter, Discover & Co. Finally, in February 1999, Discover Financial Services was born.
DiscoverCard.com launched in 1995 and allowed clients to apply for the cards, pay bills, and redeem rewards. Four years later, it announced its first premium card, Discover Platinum. In 2000, The Greenwood Trust Company that was issuing Discover cards changed its name to Discover Bank. From that moment on, this is the company’s central banking branch.
The company expanded its reach with several acquisitions. In 2005, they bought Pulse, an interbank payment network. More than 4,000 Puls’ member banks and credit unions joined Discover Network with over 4 million merchants. At the same time, the merger allowed Discover to issue debit and ATM cards. Discover also rolled out the first debit card a year later and became a direct competitor to Visa and Mastercard. Finally, in 2008, the company announced it was purchasing Diners Club International network.
DID YOU KNOW? In 2005, the People’s Bank of Chine executive purchased a necktie in New York using the bank card issued in China. This was the first time UnionPay card was used in the States.
But, more importantly, this transaction was a momentous event. It marked the beginning of strategic cooperation between China UnionPay and Discover Financial Services for reciprocal card acceptance. Following the alliance with ChinaUnion, Discover also inked a reciprocal card acceptance deal with the largest card issuer in Japan, JCB. These agreements helped Discover increase its card acceptance rate significantly.
Fast forward to 2019, Discover launched contactless cards, and in 2020 it introduced Click to Pay to enable a seamless checkout experience for all its clients. The digital payment solution based on the EMV security standard allows cardholders hassle-free one-touch transactions. Finally, in 2021 Discover opened a new customer care centre in Chicago.
We’ve mentioned earlier that Discover card is not limited to the US market only. You can quickly learn which countries accept Discover cards by checking a convenient online tool on the official website. Discover boasts a customer base of 70+ million users worldwide. Some of the most popular card brands are Cash Back Credit Card, Secured Credit Card, Gas & Restaurants Credit Card, and Business Credit Card.
You can contact Discover customer support through various communication channels. There is something for everyone.
US residents who prefer speaking with a live agent can dial 1-800-347-2683. The support is enabled in English and Spanish and is available 24/7.
For international calls, use 1-801-902-3100. If you wish to send an email, use [email protected].
Finally, the most convenient and quickest way of reaching out is the live chat widget you can find at the bottom right. The contact us page is neatly organized and offers multiple quick links that open dedicated pages to browse in search of an answer.
If you’ve ever purchased anything online using a credit card, then you know exactly how to make deposits with Discover. Still, as not everyone is using bank cards, and not everyone is a seasoned gamer, we’ll explain it in detail.
Here are the easy steps to deposit for the first time at a casino site using Discover cards.
You will receive a notification of a successful transaction as soon as it is completed. In most cases, deposits are instant at casinos, and Discover deposits are both instant and easy.
Technically you should be able to withdraw winnings from the casino. In reality, withdrawals from online casinos with Discover cards are more restricted. The primary reason is the US legislation that differs from one jurisdiction to another. The main “culprit” is the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA ). The act officially bans payments made to unauthorized gambling sites. But it turned out that it actually prohibits banks from processing any gamble-related transactions.
If allowed, here’s how to withdraw from a casino using Discover.
The money should be in your account within 3-5 business days, as withdrawals – especially card withdrawals – take a few days to complete.
So, US clients can withdraw winnings only if they visit the eligible European country. It means that online casinos will offer US gamers an alternative method, in most cases, bank transfer or check. Players from Europe are in a slightly better position, but they also need to recheck the withdrawal section if they decide to use Discover cards.
Discover’s range of credit card brands rose in popularity nationwide because they come with no fees whatsoever. You won’t need to pay any monthly or annual maintenance fee. Moreover, the company has a 0% foreign transaction fee on all its cards. So, if you make international transactions, they will also be fee-free. Online casinos, therefore, don’t charge anything for deposits with Discover cards.
However, Discover does charge hefty fines for late payments. These rates range from 11.99%-22.99% annually, which is a lot. Also, the company has hidden charges placed in the fine print. We always advise you to read the casino’s T&C carefully, visit the banking page and zoom in on the fine print too. So, the same advice applies to payment method providers.
Deposits are processed instantly or within a few minutes. It means that you can start your online casino adventure almost immediately. And scoop some attractive bonuses too. Remember, if the payment exceeds your credit limit, it will be automatically rejected. So, alongside the danger of declined deposits due to the “gambling code” triggered when the payment was initiated, you also need to check out your credit limit.
Now, withdrawals. As much as we would like to say that you can look forward to fast online casino withdrawals, we can’t even tell if you’ll be able to cash out at all. If you are indeed allowed, it will take 3-5 business days for the money to reach your account.
If you are a US citizen, then Discover credit cards may be an excellent solution for you.
The company has various products that suit different purposes, so it’s not just for online casinos. However, if you use it for online casinos, you are probably going to enjoy benefits such as minimal (or none at all) fees, as well as incredible customer support and cashback.
The many cards that Discover offers are another perk. Cash Back Card is one of the most popular brands as it allows you to earn 5% cashback on everyday purchases. Besides credit cards, Discover also offers online banking. Furthermore, you can use your Discover cards with popular digital wallets such as Apple Pay, Samsung Pay, G Pay, and Garmin Pay.
The no-fees policy is a huge plus as well if you’re careful enough and always pay on time. Finally, the company has more than 70 million active users and processes millions of transactions a day. It’s focused on the US market, so it’s a great solution for players at American casinos.
Sadly, even though the solution is available in other countries, it’s mostly US casinos that offer it as a casino deposit and withdrawal method. Another issue that you might encounter is the absence of withdrawals. Namely, casinos might not always support Discover cashouts, so that’s something you should check before registering. There’s always a suitable alternative, though.
Now, it’s time to address the issue from the beginning when we said that things with Discover are not so “right.” As a US-based company, Discover assigns an “online gambling” merchant code to casino sites. It means that each transaction you make with your Discover card will be associated with the specific casino’s code.
And here is the catch.
Most banks in the US will automatically reject all transactions with this electronic code. Simply put, if you are a cardholder in the US, you may not be able to deposit and cash out from online casinos.
If the Discover deposit transaction was approved, then you won't wait longer than few minutes to start rolling, dealing, and spinning.
Great news, Discover credit cards have no fees, and casinos also don't charge players for paying with Discover. Still, if the amount you want to deposit exceeds your credit limit, the transfer will be declined. Also, Discover charges cardholders for late payments, and these rates range from 11.99%-22.99% annually.
If you are a US resident who wants to cash out winnings from the States, you may encounter a problem. Most US-friendly casinos don't allow you to withdraw with Discover cards. You will need to select bank transfer or check. But, if you are in some of the eligible European countries, you may be able to withdraw from the casino. Still, it would be best if you double-checked this. We advise asking the support team.
Yes, you can. If a deposit has been approved, you can redeem the casino offer you prefer. Just read the bonus T&C to make sure it doesn't exclude Discover for any given reason.
Yes. The company is present in almost 200 markets, including the EU, LATAM regions, China, India, Japan, and Asia.
An English teacher in his previous life, Milos went on from being a sports journalist to freelance content writer who immediately understood the growing need for quality content. This led him to build MM Editing – a digital marketing agency specializing in content production, management, and promotion. MM Editing has been around since 2016 and continues to serve content to numerous casino affiliate websites.